Cargo Releases
Releases of hazardous cargo can occur due to improper cargo securement, a loose valve, vandalism, or an accident involving a truck in transit, such as a rollover or upset on a highway or roadway. Releases of transported materials can contaminate soil or groundwater, which could trigger third-party claims for cleanup, property damage, or injuries to individuals. A release could contaminate drinking water sources or natural resources by entering surface waters, such as lakes, rivers, streams, or creeks. Additionally, hazardous fumes can be released, depending on the cargo, that could injure third parties.
Asbestos
Asbestos-containing materials, contaminated soils, lead-based paint, or other dry materials could become disturbed during transportation due to inadequate containment in a vehicle or upsets, overturns, or other accidents. Releases of hazardous dust or asbestos fibers could occur and expose third parties to injury or illness.
Cleanup Response
Following a transportation accident of a vehicle transporting contaminated materials, failure to properly seal off, clean up and decontaminate a roadway, or failure to properly use equipment, could cause a release of contaminants or exacerbate contamination caused by a release.
Chemical Packaging and Vapor Hazards
Transporters who package materials in preparation for shipping may inadvertently mix two incompatible materials, creating an environmental hazard. Mixing incompatible chemicals can cause off-gassing and release toxic vapors that pose an inhalation hazard to third parties or could cause a fire or spontaneous combustion.
Temporary Waste Storage
During the cleanup of hazardous waste and materials, transporters may be required to transport and temporarily store the waste at their site or a storage facility before final disposal. Releases during temporary storage of hazardous waste and materials could lead to soil, groundwater, or surface water contamination and result in costly cleanup.
Loading and Unloading
Waste container breaches or improper handling during loading and unloading onto a transport vehicle may result in releases at the jobsite, storage, or disposal location.
Waste Characterization and Disposal Risks
A generator that fails to accurately characterize its waste could expose the transporter to the accidental collection of hazardous waste, and the transporter can be held liable for illegal disposal of the material at a disposal facility that is not permitted to accept the waste. Additionally, transporters may incur potential liability for the cleanup of abandoned or uncontrolled sites by transporting a hazardous substance. Under the Comprehensive Environmental Response, Compensation, and Liability Act of 1980 (CERCLA), a transporter can be classified as a potentially responsible party for site cleanup by releasing a hazardous substance they transported.
Fleet Fluids
Vehicles contain fuel, oil, hydraulic fluid, and other automotive fluids. Spills during maintenance or fueling operations, or leaks from mounting, lines, hoses, fittings, valves, and connections while garaged or in transport, can contaminate soils and groundwater or discharge into surface waters through drains or stormwater run-off. On-site storage of fuel, oil, lubricants/grease, and automotive fluids in storage tanks (above or underground) and drums can also leak during containment or be spilled during loading, resulting in environmental liability.
Transportation Pollution Liability Can Provide Coverage For
First-party transportation pollution liability
Third-party transportation pollution liability
Third-party claims for cleanup
Third-party claims for property damage
Third-party claims for bodily injury
Defense of third-party claims
Loading and unloading
Civil fines and penalties, where allowed by law
First-party emergency response costs
Natural resource damage